Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully. As your agent, I strive to ensure you’re best prepared throughout the entire process, from getting pre-approved to getting your new keys!

10 steps to buying a home

Save your down payment

Many people believe you need a 20% down payment to buy a home. However, there are loans available that allow buyers to put down as little as 3.5% or 0% (VA or USDA).

Know your credit score

Your credit score is a numeric representation of your history and ability to pay back debts in the past. Different home loans have different credit requirements.

Find a real estate agent

Hire your own real estate agent, one who is working for you, the buyer, not the seller. Please feel free to read our past client reviews from Zillow.

Get Pre-Approved

While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. Contact me for a list of trusted lender recommendations.

Go Home Shopping

Make a list of what you want vs what you need in your new home. Your agent will use this criteria to send you properties that meet your needs. Then, your agent will arrange to show you any properties of interest.

Make An Offer

Your agent will help you determine the best price to offer for the home. In a competitive market you may not be the only bidding and will want to stand out.

Get A Home Inspection

Once your offer is accepted, your agent will have a list of trusted home inspectors that you can hire to ensure there are not any hidden issues with the home.

Get A Home Appraisal

Your lender will arrange for a home appraisal to ensure that the property is worth the price that you have agreed to pay for it. The bank will only issue a loan for the appraised value.

Close The Sale

Once your loan is approved, your lender will approve the closing date. This is the day you will sign all your paperwork to complete the purchase and get the keys to your new home.

Move In

Congratulations, you’re a homeowner! To assist with your move, our team has a complimentary box truck for you to use.